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Rosemary Anderson, 57, of Watsonville, Calif., who testified on Capitol Hill, that she could be 81 by the time she pays off her student loans. After struggling with divorce, health problems and an underwater home mortgage, she anticipates there could come a day when her Social Security benefits will be docked to make the payments. A growing percentage of aging Americans struggle to pay back their student debt. Tens of thousands of them even see their Social Security benefits garnished when they cannot do so. (AP Photo/Lauren Victoria Burke)

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