FILE - In this Aug. 30, 2017, photo, automated teller machines are lined up during the manufacturing process at Diebold Nixdorf in Greensboro, N.C. It’s important to find a bank that meets all your unique needs in terms of access, technology and cost. Be sure to consider credit unions or online banks that typically offer lower fees and better interest rates. (AP Photo/Gerry Broome, File)