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President Joe Biden speaks about student loan debt forgiveness in the Roosevelt Room of the White House, on Aug. 24, 2022, in Washington. Education Secretary Miguel Cardona listens at right. The White House is moving forward with a proposal that would lower student debt payments for millions of Americans now and in the future, offering a new route to repay federal loans under far more generous terms. Education Department officials on Tuesday, Jan. 10, 2023, called the new plan a “student loan safety net" that will prevent borrowers from getting overloaded with debt. (AP Photo/Evan Vucci, File)

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Rep. Jim Jordan, R-Ohio, speaks before former President Donald Trump at a rally in support of the campaign of Ohio Senate candidate JD Vance at Wright Bros. Aero Inc. at Dayton International Airport on Monday, Nov. 7, 2022, in Vandalia, Ohio. (AP Photo/Michael Conroy)

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Education Secretary Miguel Cardona listens as President Joe Biden speaks about student loan debt forgiveness in the Roosevelt Room of the White House, Aug. 24, 2022, in Washington. The Biden administration is moving forward with an overhaul of several student debt forgiveness programs, aiming to make it easier for borrowers to get relief if they are duped by their colleges or if they put in a decade of work as public servants. Cardona called it a “monumental step" that will make it faster and simpler to get debt relief. (AP Photo/Evan Vucci, File)

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In this file photo, Education Secretary Miguel Cardona speaks in the East Room of the White House in Washington, April 27, 2022. The Biden administration proposed a dramatic rewrite of campus sexual assault rules on Thursday, June 23, moving to expand protections for LGBTQ students, bolster the rights of victims and widen colleges' responsibilities in addressing sexual misconduct. The proposal was announced on the 50th anniversary of the Title IX women’s rights law. Cardona said Title IX has been “instrumental” in fighting sexual assault and violence in education. (AP Photo/Susan Walsh, File)

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Education Secretary Miguel Cardona speaks at an event at the department's headquarters in Washington, D.C., on Thursday, June 2, 2022, in this file photo. (AP Photo/Jacquelyn Martin) ** FILE **

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First Lady Jill Biden smiles as she is introduced before speaking during the American Federation of Teachers convention, Friday, July 15, 2022, in Boston. (AP Photo/Michael Dwyer)

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In this file photo, Education Secretary Miguel Cardona speaks in the East Room of the White House in Washington, April 27, 2022. The Biden administration proposed a dramatic rewrite of campus sexual assault rules on Thursday, June 23, moving to expand protections for LGBTQ students, bolster the rights of victims and widen colleges' responsibilities in addressing sexual misconduct. The proposal was announced on the 50th anniversary of the Title IX women’s rights law. Cardona said Title IX has been “instrumental” in fighting sexual assault and violence in education. (AP Photo/Susan Walsh, File)

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In this Sept. 30, 2021, file photo, Education Secretary Miguel Cardona testifies on Capitol Hill in Washington. The Biden administration is moving to relax the rules for a student loan forgiveness program that has been criticized for its notoriously complex requirements. (Greg Nash/Pool via AP) ** FILE **

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In this Sept. 30, 2021, file photo, Education Secretary Miguel Cardona testifies on Capitol Hill in Washington. The Biden administration is moving to relax the rules for a student loan forgiveness program that has been criticized for its notoriously complex requirements. (Greg Nash/Pool via AP) ** FILE **

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Education Secretary Miguel Cardona speaks to press after a visit to P.S. 5 Port Morris, a Bronx elementary school, Tuesday, Aug. 17, 2021 in New York. (AP Photo/Brittainy Newman)

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In this May 3, 2021, photo, President Joe Biden gestures as he talks to students during a visit to Yorktown Elementary School, in Yorktown, Va., as first lady Jill Biden watches. Biden has met his goal of having most elementary and middle schools open for full, in-person learning in his first 100 days. (AP Photo/Evan Vucci)

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In this Aug. 24, 2019, photo, Jerome Jones explores inside the Fort Monroe Visitor And Education Center during the First African Landing Commemorative Ceremony at Fort Monroe, Va. Officials observed the arrival of enslaved Africans 400 years earlier to what is now Virginia. Proposals in Arkansas, Iowa and Mississippi would prohibit schools from using a New York Times project that focused on slavery's legacy. (Jonathon Gruenke/The Daily Press via AP) **FILE**

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First lady Jill Biden and Education Secretary Miguel Cardona visit a robotics lab during a tour at Fort LeBoeuf Middle School in Waterford, Pa., Wednesday, March 3, 2021. (Mandel Ngan/Pool via AP)

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First lady Jill Biden and Education Secretary Miguel Cardona tour Benjamin Franklin Elementary School, Wednesday, March 3, 2021 in Meriden, Ct. (Mandel Ngan/Pool via AP)

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Quotations

Mr. Cardona said the changes “would make student loan repayment more affordable and manageable than ever before.”

Republicans press Biden on income-based student loan repayment plan →

Cardona said his agency is working on other proposals that would hold colleges accountable if their students get overburdened with debt.

Feds propose 'student loan safety net' alongside forgiveness →

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